How Big Are You?
It more or less is easy to find an acquiring processor who will assist you in establishing your payment process, equip you with point of sales (POS), or give you a payment API to enable ecommerce. This works well until you have hundreds of transactions per day.
At this point you may wish:
- To automate your reconciliation, chargebacks, and fraud prevention processes.
- To integrate payments with your “native” merchant processes like checkout, inventory management, shipping, accounting, taxation, and so on.
How Unique Are You?
Your sales business process may require unique, on-the-fly payments options like recurring payments, pre-authorizations, refunds, and so on.
You may wish to customize your user experience (UX). For that, you may wish to store more customer data to sell your products or services quickly and conveniently for your customers. You may wish to store data such as transaction history, shipping addresses, and names. As soon as you start doing this, regulations like PCI DSS, GDPR, PSD2, and many others will hold you back, and you may need to implement additional measures like tokenization.
All of a sudden, you need to be competitive and embrace new “cool” payment methods like Google Pay, Apple Pay, PayPal, and direct banking.
New customer authentication technologies are on the market like facial recognition and fingerprints. New payment methods appear, such as cryptocurrencies. New technological innovations are emerging like blockchain and microservices. Should you ignore or embrace them? Are they worth the risks? How do they reshape your business processes?
If you are in e-commerce business then you have to deal with 3D Secure Version 2 as well as with other methods of Strong Customer Authentication (SCA). How this will impact your business?
In other words, at some point you need customized Payments solutions integrated with your unique business processes, because typical solutions are not good enough anymore. This is the tipping point from where you may need our help.
We Help You Seamlessly Integrate with Acquiring Processors
Acquiring processors are usually good at providing you with wide variety of POS and ecommerce API options, to make you happy. Which options will actually make you happy — only you can decide. We can help you make these decisions by finding the best way to satisfy your business needs with your payment processors’ business capabilities.
We have substantial experience in integrating merchant systems with payment and fund transfer APIs provided by multiple payment processors and platforms, such as Dalenys (Be2Bill), Cashfree, Ingenico, Gigadat, Ecopayz, PayTM, PayU, Pay4Fun, Paysafe, Skrill, Neteller, Adyen, Vanilla Direct, Yandex, XPay, Sofort, Fiserv (First Data), Worldpay, and Plaid.
We deal with many payment methods, payment and SCA schemes, such as VISA, Mastercard, credit and debit cards, Apple Pay, Google Pay, PayPal, digital wallets, Interac Debit and Interac Online.
We know point of sales (POS) devices. We understand how they talk to EMV and NFC smart cards. We know how to process payments for Visa, Mastercard, or Interac, directly or with the assistance of Google Pay or Apple Pay. We know how to use POS capabilities for integration with your inventory management, checkout, and reconciliation processing.
You may use your internal software development teams or outsource your development. In either case, we know how to support you. We will help eliminate gaps between what you want and what is delivered to you in the process of your technology, API, and software enhancements.